I have been working on a concept for quite some time. I finally have a
concrete proposal to put forward. So far, this is what I have...
Step 1- Fundraising enough money to create the cooperative business structure. We will do this by making contacts
with small business and soliciting donations. All finances will be kept
completely transparent. If you would like to donate, please do so at
either of these two links.
https://www.wepay.com/donations/thetransitionteamcooperative or
https://www.crowdtilt.com/campaigns/help-me-form-a-workers-cooperative-to-help-communities-relocalize-production-and-end-corporatocracy
Step 2- Recruit the subject matter experts, and when we reach enough
funding, have an Open Space Technology meeting to formalize the
arrangement, by consensus.
Step 3- Recruit the ground team. These individuals will approach community organizations, local businesses, and lo
cal municipal officials about how we can help their community.
Step 4- Find depositors in these communities and form the local credit
union with the following features. It will have a dual currency system;
US dollars and a local currency based on a composite of locally-produced
goods, preferably the products of the next step. It will also be a not
for profit entity, and preferably a cooperative. The dealings of this
institution will be completely transparent, and any excess funds at the
end of the fiscal year will be given to other not for profit entities in
the following way. Depositors will get to choose 5 organizations
meeting the not for profit criteria, and whatever percentage of the
current holdings of the CU they own will be distributed to those 5
entities. For example, if someone owns 1% of the current holdings, the 5
entities they choose will get.2% of the excess funds each, totaling 1%.
Step 5- Local business and municipal officials will be approached and
will be offered the opportunity to participate in the local currency
program. If they accept, any purchases using the local currency will be
exempt from sales tax, or at least a significant discount. The purpose
of this will be to provide an incentive for the use of the local
currency.
Step 6- When the credit union is formed, we
will find members of the local community that want a stake in the
ownership of the vertical farm, based on the toolkit being developed at
http://opensourceecology.org/wiki/Category:Holistic_Aquaponics_Greenhouse_Toolkit
The preferred format for this business will be a workers cooperative,
but other structures may be allowed, dependent on what is decided in
step 2. The construction of the vertical farm will also be accomplished
using local resources and open source technology from the Global Village
Construction Set being developed by Open Source Ecology, were possible.
For more details about the GVCS, visit www.opensourceecology.org
Step 7- The goods produced by the vertical farms will be sold at
farmer's markets and premium grocers in the 100 mile area surrounding
the community first in order to reduce food miles. After that, it will
be sold at 125, then 150, and so on miles out until all the products are
sold.
Step 8- As the funds that were used for the loan for the vertical farm
come back to the credit union, it will be added to a local microloan
funding pool administered by the credit union, with the goal of
increasing the funding the pool by 20% per year, adjusted for inflation.
Local businesses in need of construction services will be given
preference if they choose to use a builder that uses GVCS tools in the
construction process.
Step 9- When the GVCS approaches
completion, a loan will be made available for a local fabrication shop
and a retail location for locally-made durable goods.
This is
by no means formalized, but is a good starting point for the consensus
that will occur at Step 2. Thanks for reading! Feedback is always
welcome!
Here is the Facebook page to visit:
https://www.facebook.com/TheTransitionTeamCooperative
Showing posts with label Local Business. Show all posts
Showing posts with label Local Business. Show all posts
Wednesday, December 12, 2012
Friday, December 7, 2012
Perry's Joint
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One of the first places that I visited
on my endeavor to walk the Pacific Crest Trail in order to raise
awareness for the need for an an organization to help small
businesses compete and thrive in the world dominated by the
corporatism cartel was Perry's Joint. Perry's Joint is a coffee shop
in Atladena, California that has been in business for 8 years. Perry
came from a family with a rich small business background; his parents
were small business owners, and as he worked in his younger years,
he saw the value of being in business for himself. Perry also knew that
small business are the lifeblood of communities everywhere, and by
starting a local business that keeps money in his local economy, he
could improve the lives of his neighbors. So he set out to start his
own business. However, starting a coffee shop was not easy. He has
had to compete with businesses like Starbucks, huge tax burdens just
to hire people, and the financial downturn of 2008 were serious
problems that would put many other small business under. From dealing
with these things, he has many insights to share.
Surviving economic downtowns is hard.
When the Great Recession of 2008 occurred, the price of the things he
needed for his business to function went up, while his sales went
down; people just did not have the disposable income for his goods.
This caused him to have to make choices he would rather not have had
to make. He had to lay of workers, and could not do the normal things
he needed to do to maintain his business. The worker's he had to lay
off could not contribute to the local economy anymore, and so that
affected other businesses. He himself could not afford to do the
maintenance that his business required, and the local businesses that
did those services felt the impact of that, too. This is the true
price of financial collapses, and, as can be seen, it starts a
viscous cycle.
Competition with larger entities like
Starbuck's is hard. They have the benefit of economies of scale that
small businesses do not have, and they have access to financial tools
that small businesses do not have in order to weather economic
downturns, although they too are affected. Additionally, with
enormous advertising budgets, these entities get a huge portion of
the market share.
So, for businesses like Perry's, just
surviving is a challenge that requires an amazing amount of
resiliency. So how does he do it, and what things would make it
easier for him? Well, first he learned that he had to rely on other
small businesses in his local economy. While I was speaking to him
about what I was going to put in this entry, a mother and her
daughter walked in carrying a cardboard box full of fruits and
vegetables. They were bringing him his order of goods from the garden
that is cultivated by the students at John Muir High School. He told
me he wanted to support what they were doing, and by purchasing these
goods from them, he could help them to continue what they were doing,
and also make local salads and entrees for his customers. He also
knows that his ability to interact with his local customer base
through good service leads to repeat customers, and that tomorrow the
money he spent on the produce might come back to him when the money
that the local garden ends up in the hands of one of his customers.
It was no surprise then when he said that he was very impressed as a
child growing up in the Bernal Heights area of San Francisco at their
local currency system, a system he thinks would be a huge boon today.
Also, because of these things, he has some insights into common
sense solutions that will make the life of local business owners
easier and allow them to pump more wealth into local economies for
the benefit of all.
So, I then asked him what type of
things he would like to see that would make being a small business
owner easier, so that more people could become entrepreneurs like
himself. After some though, he said he wished there were local
support organizations that could provide support in areas like
collective bargaining and advertising, helping the community
understand the vital role that small businesses play in the
well-being of their own lives, help lower the tax burdens like
payroll taxes, Medicare, Medicaid, Social Security, Worker's
Compensation, property tax, and other things that make it hard for
small business to hire workers, and to help provide financial advice
and ideas for expansions. He feels that these type of things would
help small businesses replace large corporate entities that take
money out of local economies and leave it poorer, and instead
concentrate wealth in communities. These things, if practiced
everywhere would reduce our nation's deficit, as goods and services
would be produced at home, and that would lead to prosperity for
many, many people that are afflicted with poverty under the current
global business system.
It is stories like this that illustrate why we need the services of the organization I am striving to create. These are real people, with real lives and needs that are not being met by the current system. So, if you would like to change this, and would like to hear more stories from other local business owners that I meet on my walk along the Pacific Crest Trail, please contribute at https://www.crowdtilt.com/campaigns/help-me-form-a-workers-cooperative-to-help-communities-relocalize-production-and-end-corporatocracy
Thank you!
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